Participants:Marcos Schmidt, Associate Managing Director, Moody’s Investors ServiceAlexandre Albuquerque, Vice President - Senior Analyst, Moody’s Investors ServiceDaniel Girola, Vice President - Senior Analyst, Moody’s Investors ServiceLucas Viegas, Vice President - Senior Analyst, Moody’s Investors ServiceRelated Research:Brazil: Stable outlook backed by resilient credit fundamentals against rising asset risksChile: Solid credit fundamentals will balance out macro risks and strains on profitabilityColombia: Sustained earnings and capital keep system stable against macro turbulenceMexico: Sound performance maintains stability despite economic imbalancesPeru: Sturdy profits and loan diversification mitigates political and asset risksArgentina: Weak operating conditions and high sovereign exposures drive negative outlookPanama: Economic recovery limits asset risks, helps support profitability and stable outlookParaguay: Steady profitability and contained asset risks in a recovering economyUruguay: Solid capital and earnings maintain stability as asset risks slowly riseCentral America & Caribbean: Sound loan quality and steady funding drive a stable outlook for the regionContagion effect of US bank closures will be limited for LatAm banksBanks – Brazil: Surge in household debt burden will prolong asset risk pressures beyond 2023Banks – Brazil Pilot framework for Brazil's digital currency limits disintermediation risks